Glen Oaks Community College

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Stafford Loan (subsidized)

Stafford Loan (unsubsidized)

Federal Direct PLUS Loan

If a parent is accepting PLUS Loan funds for the first time, Parent must complete an online Master Promissory Note before receiving their loan funds.


  • Federally funded
  • Existing PLUS Loans can be consolidated.
  • Parent borrows on behalf of undergraduate student.


  • Non-need based (Cost of Attendance minus other aid)
  • Student must be enrolled at least half-time in a degree or certificate program
  • Borrower cannot be 90 days or more delinquent on the repayment of any debt (180 days delinquent on mortgage loan or medical bill payments) or the subject of a default determination, bankruptcy discharge, foreclosure, repossession, tax lien, wage garnishment, or write-off of a Title IV debt during the last five years.


  • This loan will be listed on your award letter only if a separate application is submitted and approved.
  • Repayment of principal and interest begins 60 days after loan disbursed. For PLUS loans first disbursed after July 1, 2008, parents have the option of deferring repayment until six months after the dependent student is no longer enrolled at least half-time. To request deferment, call 1-800-848-0979.